The following links are related to the IARD Renewal Program:
- 2026 Renewal Program Calendar
- IA Firm State Registration/Notice Filing Fee Schedule
- IA Representative State Registration Filing Fee Schedule
- IARD Accounting
- Firm Renewal Report
- FINRA E-Bill User Guide
- IARD System Frequently Asked Questions - Renewal Program
- Subscriptions Help (to ensure receipt of renewal-related emails)
Annual Renewal Program Highlights
Don’t Fail to Renew
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Renewal fees are collected in two phases:
| Preliminary Statement | Final Statement |
|---|---|
|
Preliminary Statements are available Nov. 10, 2025. This statement reflects all approved registrations/notice filings/ERA statuses for which a firm has not submitted post-dated termination filings. Payment is due on or before Dec. 8, 2025. Failure to pay renewal fees may result in your firm failing to renew and result in you not being able to conduct business effective Jan. 1. The last day to submit form filings is Dec. 26, 2025, 6 p.m. ET. |
Final Statements are available Jan. 2, 2026. This statement reconciles what was charged on the Preliminary Statement with what is actually owed Jan. 1. The Final Statement confirms whether firms:
Payment is due on or before Jan. 23, 2026, if additional funds are owed. Overpayment for registrations will be transferred to the firm’s Flex-Funding Account on Jan. 2, 2026. Refund processing is suspended during the annual renewal program, but FINRA will resume issuing refund checks on Jan. 26, 2026. |
Firms must pay the entire amount indicated on both statements, even if the firm intends to terminate certain registrations by year-end. Insufficient funds may result in registrations terminating due to a “failure to renew” with the appropriate jurisdiction regulators. Firms can avoid paying for unnecessary registrations or notice filings by submitting the appropriate post-dated termination filing prior to the Preliminary Statement.
Entitled users can access E-Bill by logging in to FINRA Gateway to view renewal accounts, generate renewal statements, pay renewal assessments, and enable email alerts about the Renewal Program. See the E-Bill User Guide for instructions.
A credit will be posted in the Flex-Funding Account if the firm’s Final Statement is less than the amount assessed on the Preliminary Statement. Firms can request a refund check in E-Bill.
How Can I Pay?
E-Bill is the only payment method that can deposit funds directly into a firm’s Renewal Account. Review the Pay Renewal Fees Section of the E-Bill User Guide for complete instructions. Transactions requested before 9 p.m. ET typically post the next business day.
You can also pay renewal fees by wire/ACH or check. See the IARD Accounting page for complete instructions. If sufficient funds are available in your Flex-Funding Account on the deadline to pay the outstanding renewal amount owed, E-Bill will automatically transfer funds to the Renewal Account.
What Am I Paying?
The following fees are assessed during the annual Renewal Program:
- System processing fees,
- Firm registration, exempt reporting adviser, or notice filing renewals with jurisdictions
- Branch registration or notice filing renewals with jurisdictions, and
- Investment Adviser Representative (IAR) registration renewals with jurisdictions.
Current fee information is available in the Fees & Accounting section.
Note: SEC-related fees are not collected during the annual Renewal Program. See the IARD Firm System Processing Fees for more information.
Other Tips
Post-Dated Termination Filings: Avoid paying for jurisdictions that you don’t intend to renew by filing a post-dated termination filing. See the 2026 Renewal Program Calendar for current dates.
- All post-dated termination filings must use a termination date of Dec. 31, 2025.
- Once submitted, a post-dated filing cannot be “retracted.” If a firm would like to re-request a jurisdiction, they must submit the appropriate filing on or after Jan. 2, 2026.
- Unless it is a full termination, submitting a post-dated filing after the Preliminary Statement will still require you to pay the renewal fee for the jurisdictions selected; a credit will be applied on the Final Statement.
- Ensure that the post-dated filing is submitted and not left in a draft status.
The last day to submit form filings in 2025 is Dec. 26 from 5 a.m. to 6 p.m. ET. See the IARD/PFRD Availability Calendar for complete information.
Renewal Notifications: Did you know that you can create Renewal email alerts in E-Bill? Sign up for notifications about statements, deadlines, or confirmation that your firm paid in full. Complete instructions are available in the Renewal Alert section of the E-Bill User Guide.
E-Bill Company ID: Your bank may require FINRA’s Company ID to process transactions via E-Bill. In these instances, please use the following Company IDs: 1222528267, 1222528268 or 1222528269.